Website Glossary

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R

Real Estate Funds

See "*Property funds*".

Redemption charge

See "*Exit charge*".

Redemption date

Usually associated with *gilts* or *bonds*, the *redemption date* is the date set in advance when the gilt or bond will be repaid by the issuing government or company and you will receive your *capital* back.

Redemption yield

See "*Gross redemption yield*".

Regulator

See "*Financial Services Authority*".

 Repurchase

The sale of *units*/*shares* back to the *fund manager* to realise/cash in the investment. It is also referred to as a redemption, although not to be confused with the redemption of a *gilt* or *bond*.

Retail investor

Term referring to members of the general investing public.

Return

The amount of *income*, *capital growth* or both that is generated by your investment. 

Risk profile

This relates to how much *risk* you are prepared to take with your money. Generally the more risk you take, the higher the potential gain, but the more likely it is that you could lose some or all of your *capital*. Your risk profile may depend on your financial circumstances, as some people are able to take more risk than others. If you are unsure of your risk profile you should contact an *independent financial adviser* for assistance before making an investment.

Risk rating

See "*Credit Rating*".

Running yield

Also known as income yield. The amount of *income* generated by a *bond* or *gilt* fund at the current time.