THE POWER OF MONTHLY SAVING

The chart below compares the *returns* of a £20 per month savings plan in the average UK All Companies *investment fund*, which invests in *shares*, compared to the average UK *Corporate Bond* investment fund and an average building society *deposit account* over 10, 15 and 20 years.

Please note that past performance is no indication of future returns.

If you had started saving £20 a month in August 1997 into the average UK All Companies investment fund savings plan, which invests in shares, by now you would have built up a sum of £3,451.40. Making the same monthly payments into a building society account over 10 years would have resulted in a sum of £2,645.91. Over a longer period the gap widens even further. Had you started to save £20 a month in August 1987 into the average UK All Companies investment fund savings plan your investment would now be worth £13,314.02 compared to only £6,638.19 had you made the same monthly payments into a building society account.